We’re Celebrating 110 Years!

As a thank you to our customers, we will be providing special offers throughout the year. From now through March 31^st, we are offering $110 off closing costs on any business loans. We are also waiving the $250 merchant capture set-up fee for our deposit customers. Follow the link to learn more!

Business Banking Solutions

Personal Banking

HSA Accounts

Community Focus

Waldo State Bank is the only Sheboygan County Bank with the ability to provide a specifically tailored and personalized banking experience.

Explore all of our banking options available to you below!

Personal

Checking accounts/debit cards, savings accounts, HSA accounts, CDs, loans, mortgage pre-approval, and more!

Personal

Business

Business banking, building improvement financing, business investment, line of credit, loans, lending, and more!

Personal

Loans

Agriculture loans, commercial loans, consumer loans, real estate loans, commercial lending, startup loans, LLC lending, and more!

Personal

Investments

Traditional IRA, Roth IRA, CDs, business investment, commercial investment, money market, real estate, and more!

Personal

THE BANK THAT LISTENS

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About us

Local. Independent. Just Like You.

Established in 1913, Waldo State Bank is independently owned and is proud to be your community bank. For over 100 years we have been committed to being a premier provider of financial services for the communities we serve.

About Us

Community

Stacey's Jambalaya

This month's Jambalaya recipe comes to us compliments of our very own Stacey. She shared with the bank for our Mardi Gras day and it was an instant success!

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Security

Phishing for Passwords

Scam Alert - Phishing scam using scare tactics on Facebook -

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Waldo State Bank serves our customers’ financial needs by establishing strong, trusted relationships. Let us guide you towards financial success. Learn more about our different loan and investment options for personal and business banking.

Loans Investments

Contact Us

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Waldo State Bank discourages from sending sensitive data without it being securely encrypted. Please request a secure email account before sending any sensitive information. If you have previously used our secure email link, Click Here to continue.