NOW Checking Accounts | Personal Checking

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NOW Accounts

A minimum deposit of $750.00 is required to open a NOW account.
You must maintain a $750.00 balance in the account each day to avoid a monthly maintenance fee of $5.00.
We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
If you close your account before interest is credited, you will forfeit the interest accrued to that day.
Interest begins to accrue on the business day you deposit noncash items (checks, for example).
Interest will be compounded and credited monthly. Interest rates and annual percentage yields can change at our discretion.
Contact Waldo State Bank for current rates.
Available for consumer accounts only.

You may make unlimited transactions.
Interest will be compounded and credited to your account each month at statement cycle.
Eligible for a debit card that will earn you rewards points to redeem on travel or merchandise. Standard credit qualifications apply.

Contact Waldo State Bank to find out more about our personal and business banking opportunities!